Whatever you do, DO NOT do business with Stripe! They will open an account very easily for you, allow you to start accepting credit card payments from your customers, and then they will “re-evaluate” your business down the road and close your account overnight leaving you with no way to accept payment from your customers.
I had a membership site that used Stripe. So I had a bunch of monthly memberships established. Stripe had no problem with my business when I opened the account. Then they changed their terms of service and closed my account overnight. Needless to say, I lost all those memberships.
I had the account for about 6 years with no problems – only one chargeback that I can remember.
Let me reiterate – NEVER do business with Stripe! You will lose everything overnight if you do.